Borrow what you need, up to the full tuition cost.
Pre-pay at any time — no surprise fees, ever.
Get results right away when you apply.
HOW IS CLIMB DIFFERENT FROM OTHER LENDERS?
In addition to paying for your tuition and evaluating other schools, we can offer you the following:
- Quick decisions, so you can start your education as soon as possible
- Fixed interest rates starting at 6.50%
- No pre-payment penalty
- Fast, friendly, and responsive student support
- A simple, secure, online account through which you can upload documents, view your status, and take action on your application
WHAT ARE THE INTEREST RATES?
Interest rates for Climb loans start at 6.50%. Your exact interest rate is calculated depending on a few factors, including your state of residence, credit history, the school you attend, and applicable lending laws and regulations. Just applying will not affect your credit score.
These are fixed interest rates, so you don’t have to worry about your monthly payments changing.
You may be able to qualify for a lower rate if you apply with a co-borrower (any person willing to pay if you can’t).
WHO CAN USE CLIMB?
If you’re a US citizen or permanent resident — or if your co-borrower is a US citizen or permanent resident — you are eligible to apply for a Climb loan to attend Institute of Information Technology!
If you’re under the legal age of majority in your state, you can work with us as long as you apply with a co-borrower who is of the legal age or older.
US and non-US borrowers can all use Climb, but both must apply with a US coborrower (either a US citizen or a permanent resident) to qualify.
If you’re under the legal age of majority in your state, you can still work with us as long as your co-borrower is of legal age or older.